Maybe you want to explore the crypto market. Maybe you’re fresh out of college and having trouble creating a budget for your newly adult self, or you need some help opening an investment account. Still, there’s always room for improvement in terms of setting and keeping your long-term financial goals. (See: the diamond industry (Opens in a new tab), marriage (Opens in a new tab).) (The same can’t been said for older generations.) Plus, we can spot a bad value a mile away - sorry, napkins (Opens in a new tab) - and we know a scam when we see one. We budget and save almost as much as baby boomers do, and more than half of us have a savings goal.

The thing is, millennials are actually pretty savvy (Opens in a new tab) when it comes to money management and financial planning, or at least way more so than most people think. At this point, the dead horse has been thoroughly beaten and shipped off to the glue factory.Īnyone born between 19 knows all too well that millennials get a bad rap when it comes to all things personal finance - as if we *wanted* lifelong student loan debt, a housing affordability crisis (Opens in a new tab), or a gig economy in which well-paying jobs with benefits are basically unicorns. Millennials, avocado toast (Opens in a new tab), bad spending habits, blah blah blah.

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